Mash the ripe bananas; set aside. 2 Sift together the flour, baking powder, baking soda, cinnamon, nutmeg and salt; set aside. 3 Combine mashed bananas, sugar, eggs and melted butter. Blend well. 4 Alternately blend flour mixture and milk. Stir in nuts (if using) and butterscotch chips, but leaving a little behind to sprinkle on top. 5 Pour into greashed 9-1/2-inch loaf pan. 6 Sprinkle top with reserved nuts and chips. 7 Bake at 350° for 60 minutes (or shorter time for smaller loaves). 8 Cool.