This is yummy. We grew up with Nestle's and milk heated up, and I just can't deal with the stuff in a packet! Never thought to use sweetened condensed milk, and I did use a combo of half & half and milk instead of the water. Very tasty on a cold night with some whipped cream squirted on top! I did also add 1/2 of a 4 oz bar of Hershey's chocolate, in addition to the cocoa powder. For those of you who had a sediment problem, try using either an immersion blender or run it through your blender after it has blended, but before it gets hot.
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This is yummy. We grew up with Nestle's and milk heated up, and I just can't deal with the...