Delicious! To start with, I didn't use lettuce, green onions, or peppers, and I didn't use the taco seasoning. I put this in a 2-quart casserole as I planned to bake it. I used the beans for the first layer, then the cream cheese/sour cream mixture for the second layer, homemade guacamole for layer three, diced tomatoes next, then sliced olives, then salsa (I used fresh chunky salsa and drained it well). I covered it entirely in shredded cheddar and baked at 350 for about 35 minutes. It was a total hit with everyone who was there, and I handed out the recipe to a lot of people who tried it. Thanks!
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